The BIR deadlines that quietly cost small businesses money
A plain-language walk through the filing calendar, which dates carry no forgiveness, and how penalties and interest actually accumulate when a return slips.
8 minute read
Notes from the practice
The questions we answer most often on calls, written down properly. No filler, no recycled listicles, and nothing we would not say to a client directly.
In the pipeline
What we are writing first
These are the pieces being drafted now. If one of them answers a question you have today, ask us directly and we will answer it properly rather than make you wait for the post.
What a nearshore finance team actually costs, line by line
Salary is the smallest part of an in-house hire. We break down benefits, payroll taxes, software, recruiting and turnover, then set the total against an outsourced fee.
6 minute read
Your books are two years behind. Here is the order to fix them in.
Catching up a backlog is not one job, it is five, and doing them out of sequence wastes money. The sequence we use, and what it costs to skip a step.
9 minute read
What a bank is really looking for in your financial statements
Lenders read statements in a particular order and stop at particular things. What they check, what makes them nervous, and how to be ready before you apply.
7 minute read
Segregation of duties in a company of six people
Textbook internal controls assume a finance department. Here is the practical version for owner-run businesses, and the two controls worth having above all others.
5 minute read
Thirteen-week cash flow, and why the annual budget is not enough
Budgets tell you the plan. A rolling thirteen-week forecast tells you whether you can make payroll. How to build one and what to do when it turns red.
6 minute read
Want one of these sooner?
Tell us which topic is live for you right now. We would rather answer your actual question on a call than have you wait for a post that may not cover your case.